Unutterably Silly Every Day's a Holiday!

[zelda_pinwheel]

Originally Posted by yvanleterrible

How long do you have to work for a company before coverage become effective?

Here, depending on the ******* place you work for, it takes between 3 to 6 months before you get any coverage. And you get fired just before you get there and then they call you back a few months later to rehire you and then fire you back just before coverage takes effect.
I'm getting sick of it and there's no coverage fer that!

actually, i'm pretty sure you are covered from the first day you start working. before that, you are covered through your parents' coverage. it's not paid for by your employer ; it's a government program. you pay contributions out of your salary so your coverage is dependent on your work situation but you have to make a real effort to find yourself without any coverage ; even if you're unemployed for so long that your coverage expires*, there is something called "CMU" or "Couverture Maladie Universelle" (Universal Health Coverage) which is for people who have no or very low income.

the government health insurance can be complemented by a private health insurance (a "Mutuelle"). they will usually pay the price of the "ticket moderateur" (the amount not reimbursed by the Sécu). for instance, a visit to a generalist doctor is 21€, reimbursed 70%. most medicine is also reimbursed at 70% if you have a prescription for it (not all ; some is reimbursed 30%, and some is not covered at all if it's not considered necessary medication. i believe most if not all homeopathic medecine, for instance, is not reimbursed even if it's prescribed by a doctor. and before my operation, the surgeon prescribed me "proteochoc" which is made with huile de bourrache (a plant extract), and a homeopathic mixture to help minimise the shock to my system, swelling, etc., and it was not reimbursed). the remaining 30% is paid by you, unless you have a mutuelle, in which case they pay. i have a mutuelle because i wear glasses, which are not well-covered by the sécu, and nor is dental work generally, so it's worth it. i pay for my mutuelle myself but originally it was a mutuelle paid by my employer (i kept the contract at my own expense when i left the company). i can't actually remember now, but i'm pretty sure that that coverage also begins immediately upon being hired.


*as an example, i switched from a salaried employee to a status of freelance about 5 or 6 years ago, and my health coverage from my previous salaried jobs ran through 2010 ; i've now switched over to a different branch because of my status but that's just an administrative formality and doesn't affect my coverage.

[zelda_pinwheel]

Originally Posted by Wetdogeared

The same is happening here. Companies hire you for a *probation* period, usually 3 months, in which time they don't provide any benefits. There is usually a promise of a wage increase after that probationary period also. They then fire the whole crew exactly 1 day before the 3 month probationary period is over, then a week later you see an ad in the paper for the same company and the same jobs. If there isn't already, there should be a law against this hiring/firing practice.

that is really despicable. it's another reason i am really glad health insurance doesn't work that way here. companies do play games to avoid spending money, like taking on new interns every 3 months or so (an internship can be unpaid if it's 3 months or less ; longer, and you have to pay a little bit), but that doesn't affect your health coverage. it's absolutely scandalous what companies will do to avoid their obligations, and respecting basic human decency.

[yvanleterrible]

Originally Posted by Wetdogeared

The same is happening here. Companies hire you for a *probation* period, usually 3 months, in which time they don't provide any benefits. There is usually a promise of a wage increase after that probationary period also. They then fire the whole crew exactly 1 day before the 3 month probationary period is over, then a week later you see an ad in the paper for the same company and the same jobs. If there isn't already, there should be a law against this hiring/firing practice.

This is what happened to me in january...

...and the year before...

... and then this kid at the bank tells me "A man your age shouldn't have any debt." I wanted to rip his head off and .... :mindmymanners::mindmymanners::mindmymanners:

Originally Posted by zelda_pinwheel

actually, i'm pretty sure you are covered from the first day you start working. before that, you are covered through your parents' coverage. it's not paid for by your employer ; it's a government program. you pay contributions out of your salary so your coverage is dependent on your work situation but you have to make a real effort to find yourself without any coverage ; even if you're unemployed for so long that your coverage expires*, there is something called "CMU" or "Couverture Maladie Universelle" (Universal Health Coverage) which is for people who have no or very low income.

the government health insurance can be complemented by a private health insurance (a "Mutuelle"). they will usually pay the price of the "ticket moderateur" (the amount not reimbursed by the Sécu). for instance, a visit to a generalist doctor is 21€, reimbursed 70%. most medicine is also reimbursed at 70% if you have a prescription for it (not all ; some is reimbursed 30%, and some is not covered at all if it's not considered necessary medication. i believe most if not all homeopathic medecine, for instance, is not reimbursed even if it's prescribed by a doctor. and before my operation, the surgeon prescribed me "proteochoc" which is made with huile de bourrache (a plant extract), and a homeopathic mixture to help minimise the shock to my system, swelling, etc., and it was not reimbursed). the remaining 30% is paid by you, unless you have a mutuelle, in which case they pay. i have a mutuelle because i wear glasses, which are not well-covered by the sécu, and nor is dental work generally, so it's worth it. i pay for my mutuelle myself but originally it was a mutuelle paid by my employer (i kept the contract at my own expense when i left the company). i can't actually remember now, but i'm pretty sure that that coverage also begins immediately upon being hired.


*as an example, i switched from a salaried employee to a status of freelance about 5 or 6 years ago, and my health coverage from my previous salaried jobs ran through 2010 ; i've now switched over to a different branch because of my status but that's just an administrative formality and doesn't affect my coverage.

Ooooh!
Tiens toi bien j'arrive. Je deviendrai citoyen Francais!

[happy_terd]

TODAY IS

*Doctors Day


*Grass Is Always Browner On The Other Side Of The Fence Day


*Pencil Day

[kennyc]

Originally Posted by yvanleterrible

This is what happened to me in january...

...and the year before...

... and then this kid at the bank tells me "A man your age shouldn't have any debt."

I wanted to rip his head off and .... ....

Probably justified homicide.

[GeoffC]

Originally Posted by happy_terd

TODAY IS

*Doctors Day


*Grass Is Always Browner On The Other Side Of The Fence Day


*Pencil Day

Pencil in today to visit the doctor, your eyesight is losing some of it's colouration...

[kennyc]

Originally Posted by GeoffC

Pencil in today to visit the doctor, your eyesight is losing some of it's colouration...

Pencil Day! Pencil Day!! Yes!!!

in honor everyone should visit my pencil drawing gallery

http://www.kacweb.com/pencil.html

as well as some other incredible Pencil Drawing Galleries:

http://nimra.deviantart.com/

http://midtel.net/~imaginee/

http://www.dzimirsky.com/works/works.html

http://www.terrymillerstudio.com/index.html

http://www.dianewrightfineart.com/galleries.htm

Probably more than you want to see/know.

[yvanleterrible]

Originally Posted by kennyc

Pencil Day! Pencil Day!! Yes!!!

in honor everyone should visit my pencil drawing gallery

http://www.kacweb.com/pencil.html

as well as some other incredible Pencil Drawing Galleries:

http://nimra.deviantart.com/

http://midtel.net/~imaginee/

http://www.dzimirsky.com/works/works.html

http://www.terrymillerstudio.com/index.html

http://www.dianewrightfineart.com/galleries.htm

Probably more than you want to see/know.

Stunning!

BEAUTIFUL work!

[GeoffC]

Originally Posted by kennyc

Pencil Day! Pencil Day!! Yes!!!

in honor everyone should visit my pencil drawing gallery

http://www.kacweb.com/pencil.html

as well as some other incredible Pencil Drawing Galleries:

http://nimra.deviantart.com/

http://midtel.net/~imaginee/

http://www.dzimirsky.com/works/works.html

http://www.terrymillerstudio.com/index.html

http://www.dianewrightfineart.com/galleries.htm

Probably more than you want to see/know.

you put yourself, quite rightly, in amongst some inspiring artists ....

[kennyc]

Thanks Yvan and Mr. Geoff!

[WT Sharpe]

Originally Posted by yvanleterrible

... and then this kid at the bank tells me "A man your age shouldn't have any debt." I wanted to rip his head off and .... :mindmymanners::mindmymanners::mindmymanners:
Ooooh!...

Originally Posted by kennyc

Probably justified homicide. ...

Oh, yes. I am definitely not a witness! I see nothing! Nothing!!

[WT Sharpe]

Originally Posted by kennyc

Pencil Day! Pencil Day!! Yes!!!

in honor everyone should visit my pencil drawing gallery

http://www.kacweb.com/pencil.html

...

Really beautiful, Kenny! Absolutely stunning work.

[kennyc]

Originally Posted by WT Sharpe

Really beautiful, Kenny! Absolutely stunning work.

Thanks Tom. I had intended to finish one this past weekend, but couldn't get motivated.....maybe this weekend...

[poohbear_nc]

Originally Posted by kennyc

Pencil Day! Pencil Day!! Yes!!!

in honor everyone should visit my pencil drawing gallery

http://www.kacweb.com/pencil.html

as well as some other incredible Pencil Drawing Galleries:

http://nimra.deviantart.com/

http://midtel.net/~imaginee/

http://www.dzimirsky.com/works/works.html

http://www.terrymillerstudio.com/index.html

http://www.dianewrightfineart.com/galleries.htm

Probably more than you want to see/know.

Fantastic work! You should use the cat face as your avatar sometime. It's incredible!

Although I do like the scream too!

[kennyc]

Originally Posted by poohbear_nc

Fantastic work! You should use the cat face as your avatar sometime. It's incredible!

Although I do like the scream too!

Thank You! I have used my self-portrait as my avatar in the past but it tends to scare little children and some adults.