Amazon adds another Pay with Cash Option - Page 2

Deskisamess · 09-20-2019, 07:07 AM

We've used WU a few times in past years when our daughter lived out of state and before she had a PayPal Account. The Rite Aid Store that is a block away offers it.

We only use our debit card to get cash from the bank. We don't use them at any POS terminals anymore. We have the same protections as a credit card, but it can tie up the account if there is a problem. I don't even have PayPal attached to our main checking account.

jhowell · 09-20-2019, 08:21 AM

Quote:

Originally Posted by Barbara1955

How will Amazon handle Refunds? I betting there a Whole Lot of fees to get a Refund thru Western Union!

From the Amazon PayCode Frequently Asked Questions:

Quote:

10) How do I return items and get a refund?
If you would like to return your item visit My Orders on Amazon.com and click Return Items. Enter the reason for the return and select Refund through Amazon PayCode. Once we receive your returned item, a refund code will be issued to you. You can visit a Western Union agent location, show the code along with your photo ID, and collect your refund. If you do not collect your refund within six months we will issue the refund to your Amazon Gift Card balance.

tubemonkey · 09-20-2019, 08:56 AM

I fail to see any advantages for using PayCode or Amz Cash when gift cards are easier to get and use.

Barbara1955 · 09-20-2019, 11:45 AM

jhowell Good to know for big ticket items.

fjtorres · 09-20-2019, 12:09 PM

Quote:

Originally Posted by tubemonkey

I fail to see any advantages for using PayCode or Amz Cash when gift cards are easier to get and use.

Gift cards are for fixed amounts.
This is for arbitrary sums...to the penny.
No residuals.

It exists, it will be used.
Different strokes and all that.

crane3 · 09-20-2019, 01:33 PM

Possible to be expanded to compete with PayPal.

I've purchased stuff from vendors where there web page asked if I wanted to pay using an Amazon account!

Barbara1955 · 09-21-2019, 01:28 PM

I found the old Electric Bill I Paid 2 years ago with WU Bill was for $80 the WU Charges were $1.50 .... just saying there ARE Charges may Not be extras but WU Does charge.
BTW on my Next electric bill I was Charged $3 extra for WU billed the Electric co.

binaryhermit · 09-21-2019, 08:22 PM

I'm guessing that in this case Amazon eats the fees.
It's not like the store pays Amazon $50 when you buy a $50 Amazon gift card in-store.
And I suspect, but don't know for sure, you can get an amazon gift card in an arbitrary amount at some stores.

Source: I bag groceries for a living at a grocery store that sells (some) gift cards in arbitrary amounts,

Ken Maltby · 09-21-2019, 08:25 PM

Why not use Gold? William Devane would be so disappointed!

Luck;
Ken

fjtorres · 09-21-2019, 09:28 PM

Quote:

Originally Posted by binaryhermit

I'm guessing that in this case Amazon eats the fees.
It's not like the store pays Amazon $50 when you buy a $50 Amazon gift card in-store.
And I suspect, but don't know for sure, you can get an amazon gift card in an arbitrary amount at some stores.

Source: I bag groceries for a living at a grocery store that sells (some) gift cards in arbitrary amounts,

$37.50?
The Amazon ones I see in the pharmacies are pre-marked for $25, $50, etc.

The single use and rechargeable credit cards, though, come both ways. You fill the arbitrary ones at the cashier.

HLS · 09-21-2019, 10:35 PM

I think its dumb. You can use your bank card. No different than using cash

DNSB · 09-21-2019, 11:48 PM

Quote:

Originally Posted by HLS

I think its dumb. You can use your bank card. No different than using cash

Around these parts, cash transactions are still close to 25% of the total number of transactions but the transaction value of cash is ~1% of the total transaction dollar amount. The only cash transaction I've done in the last month was purchasing a couple of $1 ice cream cones at McDonald's for a great-niece and great-nephew when we went for a walk while their family was visiting.

fjtorres · 09-21-2019, 11:49 PM

Quote:

Originally Posted by HLS

I think its dumb. You can use your bank card. No different than using cash

If you have one.
Lots of people don't. Literally millions.
Credit or debit.

Nobody says everybody has to use cash (or card), but having both means everybody can shop at Amazon who wants to. And that's why they're in business: to sell stuff to people.
They want everybody's money.

pwalker8 · 09-22-2019, 07:01 AM

Quote:

Originally Posted by DNSB

Around these parts, cash transactions are still close to 25% of the total number of transactions but the transaction value of cash is ~1% of the total transaction dollar amount. The only cash transaction I've done in the last month was purchasing a couple of $1 ice cream cones at McDonald's for a great-niece and great-nephew when we went for a walk while their family was visiting.

I grew up before ATM's and everyone having credit cards. I'm in the habit of paying cash for anything that isn't online and isn't over a couple of hundred dollars. Several years ago, when a group of us would go out for lunch at work, we would occasionally go to a little hamburger place that didn't accept credit cards. I would frequently have to pick up the tab because I was the only person who had cash.

On the other hand, some stores no longer accept cash. It can be pretty tough getting by in some areas without a credit card.

DiapDealer · 09-22-2019, 07:50 AM

I don't use much cash myself these days, but I have no issue with those who prefer it. It IS still perfectly legal tender, after all. As such, I think physical businesses should be legally required to accept it. And I think there should be multiple, simple ways for people who prefer cash to be able to fund online accounts with it (with no credit/debit card required to open accounts).

When cash isn't legal tender any more; then, and only then, should we poo-poo the notion that people might still want to pay for stuff with it.

09-21-2019, 01:28 PM	#22
Barbara1955 Non-Techy Posts: 4,455 Karma: 15499273 Join Date: Feb 2011 Location: WV---USA Device: Samsung Cell Phone & Amazon Fires & Kobo eReaders	I found the old Electric Bill I Paid 2 years ago with WU Bill was for $80 the WU Charges were $1.50 .... just saying there ARE Charges may Not be extras but WU Does charge. BTW on my Next electric bill I was Charged $3 extra for WU billed the Electric co. Last edited by Barbara1955; 09-21-2019 at 01:32 PM.

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09-20-2019, 07:07 AM	#16
Deskisamess Wizard Posts: 2,759 Karma: 45827597 Join Date: Sep 2012 Location: Ohio Device: iPhone 13 Pro, iPad mini, iPad Pro 12.9",Paperwhite 6.8", Scribe 2022	We've used WU a few times in past years when our daughter lived out of state and before she had a PayPal Account. The Rite Aid Store that is a block away offers it. We only use our debit card to get cash from the bank. We don't use them at any POS terminals anymore. We have the same protections as a credit card, but it can tie up the account if there is a problem. I don't even have PayPal attached to our main checking account.

09-20-2019, 08:56 AM	#18
tubemonkey monkey on the fringe Posts: 45,767 Karma: 158733736 Join Date: May 2010 Location: Seattle Metro Device: Moto E6, Echo Show	I fail to see any advantages for using PayCode or Amz Cash when gift cards are easier to get and use.

09-20-2019, 11:45 AM	#19
Barbara1955 Non-Techy Posts: 4,455 Karma: 15499273 Join Date: Feb 2011 Location: WV---USA Device: Samsung Cell Phone & Amazon Fires & Kobo eReaders	jhowell Good to know for big ticket items.

09-20-2019, 01:33 PM	#21
crane3 Guru Posts: 608 Karma: 5007204 Join Date: Sep 2014 Location: Calif Device: Fire hdx 8.9, Tab S2, Tab S5e, Aura ONE	Possible to be expanded to compete with PayPal. I've purchased stuff from vendors where there web page asked if I wanted to pay using an Amazon account!

09-21-2019, 08:22 PM	#23
binaryhermit Grand Sorcerer Posts: 5,732 Karma: 20469902 Join Date: Oct 2014 Location: Lockport, IL Device: Kindle PW4, Kindle Paperwhite Signature Edition	I'm guessing that in this case Amazon eats the fees. It's not like the store pays Amazon $50 when you buy a $50 Amazon gift card in-store. And I suspect, but don't know for sure, you can get an amazon gift card in an arbitrary amount at some stores. Source: I bag groceries for a living at a grocery store that sells (some) gift cards in arbitrary amounts,

09-21-2019, 08:25 PM	#24
Ken Maltby Wizard Posts: 4,466 Karma: 6900052 Join Date: Dec 2009 Location: The Heart of Texas Device: Boox Note2, AuraHD, PDA,	Why not use Gold? William Devane would be so disappointed! Luck; Ken

09-21-2019, 10:35 PM	#26
HLS Wizard Posts: 2,133 Karma: 16342480 Join Date: May 2017 Device: Sage, Scribe, Boox Note 2 Plus, iPad Pros and Samsungs S6,S7,S8	I think its dumb. You can use your bank card. No different than using cash

09-22-2019, 07:50 AM	#30
DiapDealer Grand Sorcerer Posts: 28,620 Karma: 204624552 Join Date: Jan 2010 Device: Nexus 7, Kindle Fire HD	I don't use much cash myself these days, but I have no issue with those who prefer it. It IS still perfectly legal tender, after all. As such, I think physical businesses should be legally required to accept it. And I think there should be multiple, simple ways for people who prefer cash to be able to fund online accounts with it (with no credit/debit card required to open accounts). When cash isn't legal tender any more; then, and only then, should we poo-poo the notion that people might still want to pay for stuff with it.