$5 Amazon credit for reloading gift card

[apesmom]

Originally Posted by Purple Lady

I think Catlady was talking about me using my Amazon store card to purchase the gift card to get an extra 5%. Since my next $100 comes from the gift card I'm not getting the 5% from my store card so it's a wash. I just get the $5 credit.

No, you get the 5% when you buy the gift card. You don't get to double dip on that $100 for another 5% when you use the gift card. But you have also gotten the extra $5.

So the $100 out of pocket WILL earn you $10 (5% rewards ($5) + $5 bonus). You just don't get any more rewards points when you use the gift card. You've earned your rewards points up front with the gift card purchase.

[Purple Lady]

Originally Posted by apesmom

No, you get the 5% when you buy the gift card. You don't get to double dip on that $100 for another 5% when you use the gift card. But you have also gotten the extra $5.

So the $100 out of pocket WILL earn you $10 (5% rewards ($5) + $5 bonus). You just don't get any more rewards points when you use the gift card. You've earned your rewards points up front with the gift card purchase.

But if I didn't buy the gift card I would use my Amazon store card and get 5% off my purchases anyway. The promo is to refill your gift card so it's for my use. I get 5% either way so it's a wash. The only thing extra I get is the $5 credit.

But if I had used a different credit card to refill the gift card I would actually get nothing in the end since I wouldn't get 5% for the gift card. Right?

[pidgeon92]

Originally Posted by Catlady

The Amazon Rewards card (Visa) is 3 percent for Amazon purchases. The Amazon store card is 3 percent for non-Prime members, 5 percent for Prime members.

My bad, I didn't realize there was a "store card" as well as the Chase Visa.

[tubemonkey]

Originally Posted by Purple Lady

But if I didn't buy the gift card I would use my Amazon store card and get 5% off my purchases anyway. The promo is to refill your gift card so it's for my use. I get 5% either way so it's a wash. The only thing extra I get is the $5 credit.

But if I had used a different credit card to refill the gift card I would actually get nothing in the end since I wouldn't get 5% for the gift card. Right?

Correct. If you use cash or another card, you net nothing extra. By using the 5% card, you net $5 extra.

[Catlady]

Color me completely confused.

[Manabi]

Originally Posted by tubemonkey

Jeff says this monkey isn't deserving of gift card love

Don't feel bad, we still love you. Here, have a banana.

Originally Posted by Catlady

Color me completely confused.

For Purple Lady it works like this:

• $5 promotional credit from reloading $100 of gift card credit using her Amazon Store Card.
• An additional 5% credit ($5) as rewards from the store card.
• No rewards on the $100 of Amazon merchandise bought with the gift card balance.

If she hadn't added the gift card credit, she would have earned 5% of the next $100 she spent. But now she won't because she earned that 5% paying for the gift card credit.

So either way she would get $5 from the next $100 she spends at Amazon. But she can only get this $5 once, and can't get $5 (5% back on $100 gift card) + $5 (5% back on the $100 of gift card purchases). This makes it a wash, she would have been getting that $5 no matter what. Thus she's only coming out ahead the $5 promotional credit. Not $10 (promo credit + cash-back.)

Bottom line: It's still $5 free!

[Tarana]

I wish they'd have specials on the $50 gift card like they used to. I use the gift card solely for e-book purchases and $100 is kind of a lot. Oh well.