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Originally Posted by Cinisajoy
Did you know that you can't be a caller or get any information from Dave Ramsey unless you make over $50,000 a year?
So, don't be kidding yourself about those incomes.
[..]
Yes, his callers are not exactly financially bright, but they have to have a good paying job to be on the show.
He won't even allow people to look at any of his tips on his website unless you make over 50K a year or lie.
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I still don't know that. Why do you think that?
That his advice is targeted toward the largest part of the income bell curve is not something he exactly hides. But I disagree with your characterization of that.
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Dave don't give a rat's patootie about helping the poor. He helps the overspending middle class.
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I disagree. His advice applies to the poor also, assuming they are poor who are capable of working and willing to take action to change their status.
As for helping the overspending middle class: Heck yeah! That's why I'm listening. He's already helped us stop overspending, and I see potential now to rise above middle class. Maybe all the way to UPPER Middle Class!
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His show is nothing but an advertisement for his financial planning stuff or his sponsors stuff.
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I disagree with your "nothing but" qualifier. He show and his planning stuff give pretty much exactly the same advice, and that is his business, so yeah.
Take the promotional content out of one of his one-hour show segments, and you're left with about 20 minutes of usually interesting or motivational calls and advice. So I'll go with 2/3 advertisement for himself and for sponsors.
That's why I go with the podcasts. 30-second skip isn't just for DVRs!
Of course, in another sense, just like every song on the radio is an advertisement for the artist, every piece of advise he gives that helps or motivates someone is an advertisement for his stuff, so in that sense, sure, all of it is, just like just about anything else anyone does in media.
BTW, I saw him live over a decade ago in NYC. It was a very entertaining show, but I didn't take it seriously at the time. Oh man, I wish I had.
(and I don't think he asked my income before letting me in....)