Quote:
Originally Posted by teh603
I think they use it because it allows fast, secure deposits and withdrawals without the risk of a paycheck getting lost or stolen from the mail. No other credit card handler that I know of is capable of handling paychecks the way PayPal is.
As for PayPal, its all contract law. There's no spirit to contract law, only letter. PayPal has a habit of refusing to do business with "adult content" stuff, so I'm surprised that Smashwords is even capable of processing erotica if PayPal is their credit card handler. PayPal is insanely conservative when it comes to stuff like that.
All that having been said; besti, incest, and pseudo-loli/shota are both things most people find highly disgusting and I'd consider niche market at best. They might even be illegal in some more conservative states. Smashwords rejecting them is highly understandable, and I'm not going to complain about this. Call it censorship if you want, but a niche market is a niche market.
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Well, I don't live in the US so I don't know what sort of special advantages PayPal offers to its customers. Its European subsidiary - which is set up in Luxembourg - has a well known history for the opaque handling of customer complaints.
Anyway, it does require a license for providing financial services. If a bank here in Germany refused to conduct a money transfer just because it dislikes the recipient's (legal) product range, then the supervisory authorities would come down on that bank like a ton of bricks. I am always surprised how accepting many readers in the US are when large companies throw their weight around like this. For anyone at the receiving end of such treatment it can be as bad as traditional oppression by government agencies.