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Old 01-13-2012, 06:11 PM   #55
HarryT
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Quote:
Originally Posted by taustin View Post
US credit cards do not have PIN. Debit cards do, but credit cards do not. (I gather actual credit cards are far less common outside the US, and that they do actually have a PIN of some sort when they do exist.)

This is becoming more of an issue, and either Visa or Mastercard is currently implementing a chip-and-pin system on all their cards, but it will take a decade or more before they can do away with the old system entirely.
Both credit and debit cards in the UK and, I believe, in most Western European countries, have been "chip and pin" for many years; I don't know how many years it is since I last signed for a card transaction - quite a few, certainly!

Any idea why it's not been implemented in the US thus far? I don't think it's the doing of MasterCard or Visa, since both of those are chip and pin elsewhere.
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