Quote:
Originally Posted by HarryT
The card is useless without the PIN, and the PIN is never sent with the card. Not like the old days when you could just use a signature.
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US credit cards do not have PIN. Debit cards do, but credit cards do not. (I gather actual credit cards are far less common outside the US, and that they do actually have a PIN of some sort when they do exist.)
This is becoming more of an issue, and either Visa or Mastercard is currently implementing a chip-and-pin system on all their cards, but it will take a decade or more before they can do away with the old system entirely.