Kobo is a real company, just like Amazon is 9but waaaay smaller). Having a credit card on file there is not like buying an app that makes quacking sounds from some unknown person. Whenever you buy on-line, you face the decision of whether the place you are buying from is reputable, trustworthy, and secure. Based on everything I know about Kobo, I feel confident that they are doing what they need to do to protect my credit card information. Does that mean that there will never be a security problem--well, we have seen big banks develop holes in their security system, so it could conceivably happen. it all boils down to a person's comfort level for this kind of thing.
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