Found the Cover Generator Plugin and that does what I want.
Now I still have to find and tune several images to use and put them all in that ..../resources/images directory. (The plugin lets me use images from anywhere, but having my "generic" ones in that directory makes sense to me.)
OOPS! Forgot where I was. There are several good templates in backpages of this thread!
Anyone wants, go ahead and use this image of my urn. You'll need to fine tune it as it doesn't scale properly. Probably just adjust the Height and Width and resave