High Fantasy is lots of powerful magic, sweeping epic stories and so on.
The Silmarillion is an example of High magic.
Low fantasy is more gritty down to earth Fantasy with little or no magic in it.
Many of David Gemmel's books are more like Low magic. For example, the Waylander books.
The actual sub-genre with fantasy, such as your example Urban fantasy doesn't necessarily make it low magic.
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