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I would totally go for the credit, espcially on many no-rush items that I buy, except they make it expire in a relatively short period. I don't get that at all. Why not let me keep it until I'm ready? Having to spend it within 3 months is a deal-breaker to me.
I rarely buy books on amazon, but I do buy my son streaming TV shows like Chima and Ninjago. I have no control when the episodes are released and there are often >3 month gaps between seasons, so I could lose the credit.
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