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Old 08-03-2012, 09:35 PM   #8
Cdesja5
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Posts: 1,117
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Join Date: Oct 2011
Location: Montreal, Canada
Device: Lots and lots of electronic gadgets...
Quote:
Originally Posted by speakingtohe View Post
If you buy anything for USD with a CAD card there is a fee and exchange rate even if at par. Fee is usually 2-2.5% and exchange rate about 1% over current exchange rate. Slightly more than changing money at the bank.

Should be pretty trivial amount, ( 30-50 cents for a $10 book) but if concerned contact your credit card issuer.

You can get a USD visa, but would have to use it a lot to make up for the anual fee, plus still pay conversion rate.

Helen
My Capitol One card doesn't charge a fee, just the exchange rate. My TD visa Infinite card also charges only the exchange rate; that's for online transactions...certain products can get charged duty when shipped however ebooks only cost me the exchange which has been minimal for some time now.

Last edited by Cdesja5; 08-03-2012 at 09:39 PM.
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