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If you're mostly writing in plain text, you could also use Wordpad. It comes free with Windows and the files can be saved in several formats (rtf, odt, docx, txt in Windows 7).
If you're always online, using the online version of the Office could also be an option (free of charge). If you're not using all the fancy features of MS Word (or any other word processor for that matter) I don't see a reason to pay for it (unless you want to support the development).
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