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How would they know it's an out-of-state card?
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They may have a set-up for that differentiation. Apparently, NYPL's barcode consists of 7 numbers. My Brooklyn card has 11 numbers and both have 4-digit PINs. It could be that a Brooklyn resident also has a 7-digit account number, and non-residents get 4 extra
OK, that's pretty far-reaching, but FWIW, none of the libraries in my state allow 'linking' from one city to another. All privileges are free, but one has to apply in person at every single library across the state.