If you own the phone, I assume it isn't locked. (As mentioned above, though your deal may state that the phone company owns the phone, which is fair enough as you probably didn't pay for it outright and if you don't like them having the right to lock it you should have got another deal.) But if you put your phone (purchased outright by yourself) on a contract that (deliberately or accidentally) locks the phone, then surely you have the right to unlock it (and fine the phone company $500,000 for mis-using your "computer")....
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