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It is not the borrower who directly pays for the service, even though on the Freading web site it does sound as if the patron will pay directly. It is the library. The library I belong to has signed up for this service. You have "X" number of "tokens" to spend at Freading each month. Tokens expire every four weeks, if not used. Supposedly, when checking onto Freading you see how many tokens you can use to check out books. I did not see any amount there for me though.
Selection is not large -- but in the Mystery section, a large number of books are of the "cozy" type. However, I did check out three books - One 2 token book, and two 1 token books. Of these books, two were from authors I have not read before. The third is an author that I had wanted to read her last book but it has up to now only been available in audiobook. After that, when I used the mouse to hover over a book description I receive the message that I had used all my tokens.
I probably will not return to Freading.
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