Quote:
Originally Posted by HarryT
Have you checked to see whether accidental breaking is covered by your home contents insurance? In the UK, at least, it very often is.
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Homeowner's insurance usually has a deductible, nominally $100 or more.
The best strategy is to use a charge card, such as American Express, for the purchase. It includes a free 90 day accidental damage reimbursement policy:
"Embedded Protection - Just use your Card and Purchase Protection protects eligible purchases against
accidental damage or theft for up to 90 days from the date of purchase.
Worldwide Coverage - Coverage includes eligible purchases made worldwide with the Card, including gifts purchased for others.
Fine Print: Coverage is limited to up to $1,000 per Occurrence, up to $50,000 per Cardmember account per policy year, and is in EXCESS of other sources of indemnity."
More information can be found at americanexpress.com. The above policy is available to US cardholders.