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However if you do not restore to the 'factory' software - it is unclear if it is a hardware or software problem (ie is your Video acting up because the chip is fried, or because it is a bad driver.... or if I want to be really nasty, I could claim that the bad driver fried the chip and so is not covered).
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Bad driver can hardly "fry" anything. (If that can happen, that is, IMHO, an hardware fault)
Plus I can always refers to default. The only things that would prevent it is a serious hardware failure. Or I totally screw up making backup (But there, I will know where the fault lies and accept paying for the mess I made.)