No, they have never promised that your books would be available indefinitely. They can't, because the books actually come from the distributor's server; FictionWise don't store them themselves. The book is only available for as long as the distributor continues to supply that book, and that's something that FW has absolutely no control over.
If you buy a book in a "secure" format, then you're only buying it in that one format. You can't, for example, buy a book in Mobipocket format and then later re-download it in eReader format. Only "multiformat" books have this capability.
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I thought, when you bought a book it was yours, or at least yours to read.
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It is, but it's
your responsibility to keep it safely backed up, not the bookstore's.