Ok, so here I am again... sorry, you're all going to get tired of me...

I was able to get the new firmware on the SD card by connecting the Pocket Pro to the computer. Right now I'm updating the firmware on it, then I'll remove the card and pop it back in to my computer and see if it works...
Ok, so now Windows Explorer opens it up, when I put the SD card in my computer... too strange. Maybe I just need to keep experimenting before I panic and post on the forums seeking help...