For the info on researcher cards and user pay online library cards for ebooks.
I'll definitely check into this. I would certainly be very happy to pay for the privilege of being able to download ebooks from library systems other than mine - Toronto Public Library System.
Toronto is part of Overdrive and I have been happily downloading ebooks and audiobooks from them since I bought my PocketPro but as I said above, our selection here is not that great yet.
For me, being able to download ebooks from the library (any library) is the greatest thing since the proverbial sliced bread. Thanks again for all the help.
