Quote:
Originally Posted by joblack
Of course you also need some reflective thinking but if you have never learnt it is it really solely your fault?
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I suppose you could put some of the blame on the parents or the educational system if you
really stretch, but in the end, how hard is it to look at your paycheck to figure out if you can afford what you are purchasing and set up a budget? Pretty much anyone with half a brain and a modicum of self-restraint could figure that one out for themselves. I hear people go on about "no one ever taught me how to manage money" and I marvel that that person somehow manages to remember to breathe every few seconds. 2 + 2 = 4 is about the only level of math that is required to manage simple finances, and I am
reasonably confident most people who get past the fourth grade can manage at least that much. I generally view this whole "no one taught me" bit to be yet another attempt to just blame someone else for their own mistakes. "Responsibility" is what these people need education in, not finances.