Quote:
Originally Posted by cmdahler
Yes, it is. The credit card lunacy people get themselves involved in only proves one thing: most people are indistinguishable from cattle. I have little sympathy for demonstratable idiots trying to blame their idiocy on others.
"I'm in over my head in credit card debt!"
"Whose fault is that?"
"The credit card company's, of course!"
"Did they force you to buy a flat screen TV that you couldn't afford to pay cash for?"
"Well, no."
"So the only logical conclusion from this conversation would be?"
"I'm an idiot."
"Have a nice day! And be happy, you learned something today!"
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I don't think it's mainly about idiocy. It's about financial education (or the loss of it). Most of the people aren't stupid - they are just not informed how credit cards and money really works.
I blame not the offer from the credit card companies - I blame the state who cooperates with that 'moral fraud' and doesn't inform their citizens in way they understand what they are doing.
Of course you also need some reflective thinking but if you have never learnt it is it really solely your fault?