Just a clarification for the Original Poster, you will need a valid library card for any public library you wish to download from. If the library in your town does not offer ebooks, check if they have a reciprocal agreement with nearby towns that offer ebooks. I believe NYPL used to offer a card for non-residents for $100 but do not know if that is still available.
Your Nook will read Adobe DRM ePubs and PDFs from any Overdrive library. You will also need to download and register an account through Adobe Digital Editions.
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