Look, all I'm saying is that the geographic restrictions are not based on citizenship, are not based on where your bank is located, are not based on anything to do with credit cards. And as Jellby points out, they are not based on your country of residence. They are based entirely on where you happen to be at the time of the purchase.
I accept that, in practice, ebook merchants might use your credit card address rather than your physical location to try to determine if you are eligible to buy a particular title. That's entirely up to themselves. I'm neither defending nor criticising. I'm merely pointing out the basis for the geographical restrictions imposed by many publishers.
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