I would say the most important advice is the following two....
1: Pay yourself first. 10% is a good number to aim for and should be achievable unless you are really one of the modern day slaves or "working poor" and barely subsisting. By that I mean the truly poor and not the "I can't afford two cars and the big screen tv "poor".
2: Make your money work for you. So many people miss this part. Instead they stick their money into a bank account earning 1% or less with account keeping fees that eat most of that up and then tax on any profit eating up the rest and think they are doing good because they aren't in debt. You really need to learn to make wise investments.
Cheers,
PKFFW
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