Quote:
Originally Posted by rhadin
What happens if your employer ceases to do business, or decides to no longer offer health insurance or decides that the only plan it will offer has a $10,000 yearly deductible (i.e., only covers catastrophic illnesses, non-preexisting), or simply fires you because there is more money to be made by having fewer employees?
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You pay for your own, just like my brother did when that happened to him.
Or you join an affinity insurance group, like your university might have, just like my son did when he was between jobs and working free lance.
Or you do like I do, which is accept the catastrophic option, and self insure for the rest, which in the long run actually costs me less than the previous plan I had, even taking into account my routine medical expenses.
Or you do like another of my sons, the economics major from Northwestern who seems to view insurance as a racket, and doesn't bother with it.
Or maybe we just outlaw health insurance, and see if maybe that doesn't result in lower prices and better access all the way around.