Quote:
Originally Posted by pilotbob
good point... and I was thinking about this as I wrote it.
Perhaps health insurance should be more like other insurances or perhaps like and extended warranty insurance on a car. You must pay for the normal preventive maintenance... but when something unexpected breaks the insurance pays (or helps) for it.
So, perhaps we should all pay for preventive care out of our pocket. Insurance will kick in for sickness or accidents. However, if you don't keep up to date with your preventive maintenance (annuals, etc) then the insurance won't cover sickness/accidents... because they are less likely to occur if you keep well on a continual basis... and if you are going for checks problems can be caught before they get too bad and are MUCH MORE expensive to fix.
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Prevention rather than cure does seem to be something that both your political parties shy away from, presumably the combination of telling the voters hard truths about things like diet combined with the amount of contributions that come from the pharmaceutical industry makes that a bad idea to most politicians.