Quote:
Originally Posted by Nate the great
And besides, the odds of catching something (so expensive that I cannot pay for it) is so small that it approaches zero. Just because some people panic over the nearly impossible does not mean I should do so as well.
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Do you have auto insurance? Fire insurance on your house? Flood insurance? Life insurance?
That's the whole point of insurance... to protect you from the unexpected even if the chances are small that you will need it. When you are buying insurance you are betting you will need it and the insurance company is betting that you won't.
While you may want to take that risk others don't. Will you really be able to pay for all your medical bills if something does happen? Do you know how much a single nights stay in a hospital is? I don't care how young or healthy you are. You could fall off a ladder and need to stay a night in the hospital to be monitored.
I'm not sure if you are married, but if you were and you and your wife wanted to have a baby... you know what that will cost you without insurance?
BOb