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Old 10-23-2009, 10:29 PM   #3
terekkincaid
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Posts: 58
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Join Date: Oct 2009
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As was stated in other threads, this is because you used a debit card. B&N (and all companies that accept credit/debit cards) have to ask the bank for the money to make sure all of the information you gave them is right. Then, they release the hold. In the case of a credit card, you don't see it (I haven't), it's just an invisible decrease on your total available credit, but not an actual purchase. However, since your debit card is not linked to a credit account, the bank has no choice but to freeze up some of your available cash. It's like you wrote them a check - they have to cash it to make sure it's good before they hand over the merchandise.

In the future, use a credit card to avoid this. If you can't get a credit card, then this is the type of stuff you'll have to suck up until you can. Sorry.
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