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Old 10-19-2009, 06:26 PM   #23
Connallmac
Transplanted NYer
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Join Date: May 2009
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Quote:
Originally Posted by WT Sharpe View Post

Exactly. And if you use a credit card to buy cigarettes or alcohol, how do you know Citibank and their pals won't share that information with your health insurance provider?

We live in interesting times.
You raise a good point. I heard a report on NPR a while back where they had spoken to the folks at Canadian Tire had analyzed the purchases the folks with their credit cards made and cross referenced them against rates of default. According to Canadian Tire their customers who were least likely to default were those who purchased wild bird seed. Their customers that purchased chromed skull car accessories or who frequented a particular bar in Montreal were the most likely to default. I believe they used this information in deciding to raise or lower credit limits and/or interest rates.
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