Originally Posted by ficbot
I don't think it has to do with 'home country' so much as 'country where one has bank account/credit card.' I went to graduate school in New Zealand for a year, never planned to stay for longer than that year (lovely country, but much too far away from my family) and in fact returned to Canada once that year was up. But while I was there, I did maintain a small bank account. I would withdraw money once a month from my Canadian bank account into which my mother deposited money on my behalf every month one time to minimize the service fee, deposit that money into my NZ bank account and use my NZ bank card. All I had to do was show up at the bank with a copy of my lease agreement on my flat (and my student ID to get the student rate) and tell them I wanted a bank account. If there were any geographical restrictions at that time which excluded Canadians but included Kiwis, all I would need to do was use my NZ bank info. And vice versa, I could always use my Canadian credit card to order things on-line that way  Similarly right now, I can order a physical product from a Canada-only store, and mail it to my sister in California with no problems. If I am understanding the tech correctly, it has nothing to do with where a person is physically located or what their citizenship might be, it's where your bank and credit card info is.
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