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The problem with "for profit" health care insurance in the US, is that the more you cost the insurance company, the more likely you are to have your policy canceled for administrative reasons. (i.e. pre-existing conditions or you forgot to tell the insurance company you had the flu in 1969).
For people who's insurance payouts are $8,000 or more, (top 5% of users), the coverage cancel rate is 10%. If your medical bills are over $30,000, (top 1% of users), the insurance company is 50% likely to cancel your coverage.
Also, you cannot get medical coverage for pre-existing conditions. If you are pregnant you cannot get medical insurance that will cover your pregnancy.
When I lived in Canada I just accepted the universal coverage. But now I've seen the US system, I would take Canadian coverage any day. The idea that you are covered no matter what happens is enormously comforting.
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