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That whole "micropay" club type setup was one of the things I didn't like about fictionwise. For one, it was complicated to understand--those using it get additional discounts sometimes (but it wasn't easy to tell when) and you had to basically be a regular user to get the most from it. I'm an occasional buyer -- usually looking for something specific.
I think I paid with paypal (they allow the small amounts.) Different credit cards have different amounts. Some go as low as 1.00 but there are a number of vendors recently that have things on their website such as "20 dollar purchase required for credit card users." (These weren't book sites btw.) That is because they are charged so much for smaller purchases they decided it isn't worth their business.
So I think it really depends on the card. I'd guess that 5 dollars is a pretty safe bet, but that is a GUESS.
Maria
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