Quote:
Originally Posted by SolRaven
Whether you spend $299 & $299 or $199 & $399 you're still spending $598. Had you opened the card now you would've been assured that you were able totake advantage of the offer. On the other hand, maybe they'll have a better off in December. 
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Plus, considering the time value of money (i.e. a dollar now is worth more than a dollar in the future), you're better off taking the $100 credit now rather than later.
Unless you have reason to believe the offer will be better in the future.