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It's even better than that Patricia. The public option is for those who fall through the system as it exists now. The self employed, the unemployed, those with pre-existing conditions, dropped off the roles because of previous claims, or those who just cannot afford the astoundingly high insurance premiums of the private sector.
For those with insurance provided by their employer, there is no change.
The thing that scares the bejeezuz out of the insurance companies is that the public option will prove to be just as good, or better, at a lower cost than the private insurance companies.
If they feel it will fail, then why are they afraid? Why spread the outlandish lies? They are just afraid of competition and more choice.
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