I also use a main-powered external USB hard disk, and I have to make sure that it's not doing any reading or writing when I plug in the Gen3, because Windows seems to momentarily disconnect the hard disk while it's mounting the Gen3, and any read or write operation gets interrupted. That's under XP SP3.
Fortunately, I only use the external disk for backup purposes, and most of the time it's switched off. All I do now is make sure that I don't plug in the Gen3 when it's running.
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