The eNYPL service is great, but be warned, they are concentrating more and more on audiobooks, a real downer for readers like me.
And if you are considering piggybacking off a New York resident's e-card, give the library a break--they are facing funding cuts like nothing you could believe--a hundred a year is little enough to pay for having up to 12 books checked out at one time for a 21-day period.
If anyone knows of any other public library that offers e-books to out-of-state readers for a fee, please post a reply.
I am a true readaholic--I edit/copy edit several dozen books a year, subscribe to local-area Mail-it services and eNYPL. Always looking for more sources.
elfwood