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A kid asks his father what was the difference between "potential" and "actual." So his father tells him to go and ask his mother if she would accept to make sleep with a complete stranger, should he pay her a million dollars. His mother said said "of course I would do it." The kid returned and informed his dad. His father nods, and sends him to ask his sister the same question. His sister replies "naturally" and so he comes back and tells his dad. His father responds "Do you see now? Potentially, we have two million dollars in the bank, but what we actually have is a couple of whores sitting at home."
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