OK, as the first American to chime in this morning regarding the leading "h" in words, and the indefinite artical used therewith (ha . . . as if I know what the heck I'm talking about) . . .
Anyway, Americans almost always pronounce the "h" at the beginning of a word and therefore use the word "a" as in "a hospital," "a horse." You always use "a" with a word that begins with a consonant.
I say always, but there are always exceptions . . .
We use "an" with a word that begins with a vowel or a consonant which is silent (as was previously mentioned.) These exceptions would be as in "an honest mistake," "an honorary membership."
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