Quote:
Originally Posted by Graham44
I can see where you are coming from now, but the difference is from my business point of view most, in fact I think I could probably say all of my customers, choose to pay either by cash or cheque without any input from me, card doesn't seem to be the go to payment from a customers point of view when dealing with tradesmen (from my experience). I would also still, respectively, argue there is a massive difference between what the shop was doing and what I do, that difference being I offer customers a choice of payment methods, the shop gave you no choice - card or nothing. We can at least both agree on not accepting cash = not good
Just an example to clarify the way I see the situation - You go into said shop, you hand over your card to pay it's refused for whatever reason, oh well your out of luck. One of my customers goes to pay me, realises they forgot to draw out some cash - that's ok you can write a cheque and if worse comes to worse and they can't find their cheque book I would even let them do a bank transfer, with my business they still have choices.
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For your example, personally, if the amount is over $80, I'm unlikely to have the cash on me. As far as a check, I don't carry checks anymore, and I don't have my routing number in my wallet.
And here, I think the majority of trades people (or at least the ones I do business with) do accept credit cards; they usually do prefer cash/checks.
I'm not sure what would happen if all my credit cards/phone were "declined" during a purchase, it hasn't happened. I did have one experience when the merchants "connection" went down, and they still took the credit card (this was relatively recent, and I think they still had one of those mechanical devices that slides and makes an imprint.)