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Old 07-10-2025, 10:08 PM   #38256
DNSB
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In Canada, none of the places where you make smaller purchases will accept cheques. Even the farmer's markets, crafts fairs, etc. will only accept payment card or cash. If you want to purchase a big ticket item such as a car, none of the local dealerships will accept a personal cheque, you need to have a certified cheque or a bank draft if you are not paying in cash or electronically. For my last vehicle purchase, I called the bank and explained that I need to increase my daily debit card limit to allow paying for my new vehicle and used it to pay. Sadly, I had to use chip and pin since for some strange reason, the dealership would not allow me to tap.

Cheques still have their uses but only for specialized cases. My spouse and I used a voided cheque a couple of years back to set up rent payment for an apartment for a nephew who graduated from university and got a job in the local area but did not have the ability to manage the upfront first/last month and damage deposit payment. After the three months we agreed on, he was able to take over the payments, repaid the amount we had spent and took us to dinner to say thank you. Sadly, no family drama was involved. The cheque used still had the first 2 digits of the year pre-printed with 19.
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