Quote:
Originally Posted by Sirtel
Also banks, local online services and stores here use an app-based confirmation/identification, not passwords, so having a smartphone is a must if you want to use online banking or services.
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Both my building societies also do the same but they also provide alternatives, one uses a card reader, the other uses a password and two other forms of identification. The second one doesn't sound as secure but they are a proper building society so they don't offer current accounts which restricts what you can actually do online (mainly you can move money between accounts owned by you)