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Do you usually strip the DRM when you import to Calibre?
Adobe Digital Editions (ADE) is another (older) DRM scheme. It requires you to sign up for an Adobe ID (don't loose your log-in details and password as they cannot be retrieved even by Adobe), then it's a matter of downloading the ASCM file you get sent from Kobo, and it can be imported into Calibre directly (with a plug-in) without needing the Digital Editions step.
The other thing is that not all books will come with DRM from Kobo - they actually provide genuine DRM-free books as direct epubs. Other places to buy are sites like ebooks.com, Google Play, Humble Bundle, StoryBundle (if you read a lot of indie authors), Smashwords, Book View Cafe, direct from publishers, and other places. For public domain books, the various Gutenberg sites including Faded Page (but watch out for different copyright lengths).
Re currency conversion, PayPal is your friend. You pay in £ from your bank, they pay the retailer in their local currency.
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