[Sirtel]

They're welcome to my bank accounts - I have mostly nothing there these days. Poor as dirt, no savings. For the same reason, no one could take out a loan or get a credit card in my name - because no one would give me a loan or a credit card.

And the bank accounts here are not based on passwords - they're based on other, more secure identification methods.

As to my passwords, no, I don't use my cats' names in them, or any place/character names occurring in the books. Or any existing words, of course. I use made-up words combined with numbers and special characters. Those made-up words don't exist anywhere in my digital stuff - I keep them written on a paper at home.