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because that's the way it runs. the world runs on credit, you don't have to play the game. but if you do, and you make good choices about credit you can live better.
and here is why you would buy a car on credit.
It costs $81 a month per person to buy a Monthly Metro card in NYC, Lets say 2 people living together, 160, Now a car Might be $200 a month Under a Lease, you are still gonna be paying in the long or short run, if you buy now, you can put that 160 buck a month expense into the new car and effectivly save about 2000 a year, for the 3 years of the lease, that's 6000 for buing the car on credit, about 1/3rd the price of the car.
so now you've got your car for 3 years already, and you didn't spend 6000 bucks on metro cards while you were still saving up to buy the car.
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