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FAT32 and ExFAT (vs NTFS):
no file permissions.
more risk of corruption due to no journalling.
more than 8.3 file names is a fudge. Main ExFAT vs FAT32 change is larger files.
Limited entries in root. Note the long file names use multiple +1 FAT entries, so easy to hit the limit.
More limited character support.
Other issues.
Windows NT always used NTFS: 1993 NT 3.1, NT 3.5x, NT 4.0, Win2K & XP (NT 5.x), Vista, Win7 (Vista SP), Win 8, Win10, Win11.
FAT32 was last on Win9x & WinME, which couldn't use NTFS.
You should only use FAT32/ExFat for copies of information and only when you have to.a
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