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Pretty much the same here when it comes to payments. Debit/credit card by tap unless you exceed the limit in which case chip & PIN, mobile payment or cash though quite a few places no longer take cash. Recurring payments all come directly from the bank. If it wasn't for needing coins for shopping buggies, I wouldn't carry cash at all.
When it comes to payments, the USA suffers from having to replace older infrastructure—those POS terminals aren't free—so they seem to lag well behind everywhere else.
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