I still use cheques occasionally, mostly because I never set up online banking. This is because it took years for my bank to support Macs, and by the time they did, the horror stories had started trickling through... At least it allows me to snigger at phishing emails.
Most of my transactions are cash (rarely) or payment card. About the only cheque payments are to the window cleaner if I or they don't have change, or to my handyman. I pay market traders via card these days, and things like subscriptions via direct debit.
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