It's probably more accurately described as a near future techno-thriller. It can be broadly categorized as SF.
One reviewer says:
Quote:
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What this isn’t, and what one might expect considering the author’s body of work (and that it’s published by Tor Books) is science fiction. This isn’t set in even a relatively near future. It’s now. Crypto and blockchain may not currently be in exactly the same state that they are in this story, but otherwise, it’s just now.
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So maybe it's speculating a bit of where we could have been now, if technology/hype/economy went a slightly different direction a year ago.